Commercial Insurance

Business Owners Policy is a type of package policy that combines both the Property Insurance and General Liability Insurance in one policy. General Liability Insurance policy can only provide compensation for the property of others that they caused losses and it cannot cover all of the business owners’ losses. So for better protection, that can include protection of your liability to others and damages to your own property, business owners must purchase this type of Commercial Insurance.

Commercial Property Insurance is a type of Business Insurance that provides protection to the properties of small to medium-sized businesses. This insurance could compensate the business owners if their properties incur damages due to fire and theft and covered perils. Commercial Property Insurance cost greatly varies on the location and occupancy of the building.

Commercial Auto insurance covers a wide variety of vehicles that are mainly used for business purposes. This could cover not only passenger vehicles including sedans and SUVs, which are ideal for running businesses, but also, cargo vans, food trucks, large trucks, and trailers. Business Auto Insurance is also, for companies that are transporting clients to their destination or also known as ridesharing.

Professional Liability Insurance (PLI) is a type of Business Insurance designed to cover the liabilities of professional and quasi-professionals. This Liability Insurance would cover the losses incurred from Errors and Omissions while performing their professional services.

Workers Compensation Insurance is designed to cover the liability of the employer against losses that could arise from its employees’ accidents at the workplace. This insurance could provide benefits to the employee who incurs injury while performing its business operations.

Commercial Umbrella Insurance is a coverage that provides an extra layer of protection to the liability of the insured. Even though accidents could cost the business a lot of expenses, Business Umbrella Insurance helps the business to compensate for the aggravated third party. Commercial Umbrella Policy could also pay for the medical bills, property damage expenses, and Legal fees.

Commercial General Liability Insurance is designed to protect large and small business insurance owners against liability claims from a third party person. It protects the business owner against claims of bodily injury and property damages that could arise out of the business premises and home offices.

Cyber Liability Insurance could provide protection to businesses against digital data breaches and viruses. This insurance could also provide protection from
cyberattacks and breaches. Cyber Insurance would cover the cost of repairing and restoring damaged data information.