Home Insurance

Homeowners' Insurance covers causes of loss such as fire, explosion, water damage, and other perils not predictable and can cause many losses for the owners. HO3 Insurance covers your Dwelling, Personal Property, Separate structure, Loss of use. It also protects you from third-party liabilities against a lawsuit due to a bodily injury or property damage caused to others by your household or the property itself. In addition, this insurance coverage will cover you in times that someone sued you or gets injured on your property.

High-Value Home Insurance protects homes that are with higher market value than other homes. High-value homes are the houses that are built with unique materials on it by professional engineers, architects, and interior designers. These homes include heritage homes or homes with unique features such as stone and bricks exterior.

Renters Insurance is a form of property insurance that gives coverage for the policyholder's personal properties. It also provides liability coverage and additional living expenses if the insured needs to vacate the premises due to covered losses. Renters’ Insurance is available for tenants or renters that are renting an apartment, single-family home, condo, loft, or studio.

Condo Insurance is a type of property insurance that can cover your belongings from unprevented loss damages. HO6 policies can also cover the insured's dwelling's interior design for betterments and improvements of the interior only. It also provides you additional living expenses and liability coverage.

The Dwelling Fire Insurance is an insurance policy designed to protect the dwelling while rented or leased to others, which can secure the landlord's interests. As well as rental reimbursement, the DP3 Insurance is well known for the grounds that is an open peril basis and could cover the structures of the dwelling for any damages. It also provides you loss of income and liability coverage.

Flood Insurance is a type of insurance that is designed to cover homeowners against water damages, specifically due to flooding. This includes types of flooding that is caused by storm surge, heavy rainfall, prolonged rain, and melting of snow.

Earthquake Insurance is a form of property insurance that protects the policyholder in an Earthquake event. It covers the damages to your dwelling and its contents, such as collapsed walls or valuables inside the property that has been destroyed. Most standard Homeowners' Insurance policy does not offer an Earthquake Insurance policy. However, you can purchase a policy as an endorsement or a separate policy. The deductible of Earthquake is different than your property insurance, which is between %5 to %25 of the value of insurance.

Collectibles Insurance provides extra coverage mainly for collections and also for jewelry, art, and other valuables. Additionally, the policies take into account the risks to collectibles. Collectibles Insurance would pay for the unexpected breakage of an item and a broader range of dangers and disasters.